///// HOW IT WORKS \\\\\
This is how the process works, from the beginning to collecting your CASH!
1. Once you have decided to sell your owner or seller financed real estate secured contract or note, please review What We Buy to determine the qualification of your transaction, then please call us at your earliest convenience (between 9 AM and 6 PM Mountain Time) at 208-756-8890 to discuss your situation and specific needs, or complete our simple online Quote Request. Most of the information we require is stated on the documents you should already have in your possession regarding the sale or financing of your property. It would be very beneficial to have your contract or note and related documents available if you call. Please be VERY SPECIFIC and provide us the EXACT information requested, particularly dates and figures. Upon receipt of this information, we will determine the maximum CASH value and return our results to you via email, usually within 48 hours or less, holidays and weekends excepted. The more information you can provide will allow us to make the absolute highest maximum CASH offer possible, and that means MORE MONEY in your pocket!
2. After you have agreed to the terms of our verbal purchase offer, we will send you a Receivable Purchase and Sale Agreement, an Authorization to Release Information, and a Request for Copies and Information form. The Request for Copies and Information form requests legible copies of the following documents and other information regarding the sale or financing of your property:
- Copy of the original signed Promissory Note, if applicable
- Copy of the original recorded Agreement for Deed, Contract for Deed, Deed of Trust, Land Sale Contract, Mortgage, Real Estate Contract, Trust Deed, or Trust Indenture, OR, a recorded Memorandum or Notice which refers to any of the above
- Copy of the Mobile Home Title (front AND back), if applicable
- Copy of the Closing or Settlement Statement
- Copy of the Escrow Agreement or Instructions, if applicable
- Copy of the Title Insurance Policy or Commitment when sold, if available
- Copy of the property’s Fire/Hazard insurance declaration sheet, if applicable
- Copy and current balance of the underlying first lien, if wrap-around or all-inclusive
- Copy of the payment history ledger or copies of up to the last 12 payments
- Copy of any other pertinent documentation in your possession
- Detailed map with very specific directions to the property, if rural
- Current color photographs of the property, if available
- Tax Parcel Identification Number
3. Once we receive ALL of the required documentation, we will immediately forward this information to one of our investors for final underwriting review.
4. Upon receipt of confirmation and approval from our investor, we will immediately order the appraisal or BPO and the necessary title work to complete the closing of the transaction. Typically, it takes about 2 weeks from this point for you to receive your CASH.
5. After our investor receives and approves the appraisal or BPO and title work, they will send you the final closing documents for your review and signature. When they have received your signed closing documents, the assignment is sent for recording and the transaction is funded. You will receive your CASH within the next 2 business days.
If you are ready to receive the absolute highest maximum lump sum in CASH from the sale of your real estate secured contract or note, please review What We Buy to determine the qualification of your transaction, then please call us at your earliest convenience (between 9 AM and 6 PM Mountain Time) at 208-756-8890 to discuss your situation and specific needs, or complete our simple online Quote Request.
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