What do I have to do to get instant CASH for my contract?
Once you have decided to sell your contract, the procedure is simple. The first step is to complete our simple Survey 4 Cash and then determine which option we offer will benefit your immediate needs best.

How much CASH can I expect to receive by selling my contract?
Exactly how much CASH you can expect depends on a number of factors. These factors include: the amount the buyer paid in cash toward the down payment, the amount of equity in the property, the creditworthiness of the buyer, the type of property, the interest rate of your contract, and the length of time you have been receiving payments. We will review your contract, taking all of these factors into account, and make you an extremely generous CASH offer.

What if I don’t need all the money right now?
When you sell your contract you have many various financial options for receiving your money. You could choose to sell only a portion right now and then receive payments again in the future or you could choose to sell just a portion of the payment stream, and still receive part of the scheduled payment. You could choose to sell all or part of the balloon payment, if applicable, with any combination of the above mentioned plans. The way we structure the purchase of your contract will depend entirely on your immediate needs. Once we carefully review all of your choices, you can decide which one is best for you.

How long will it take for me to get my money?
You will usually get your money within two to three weeks. We have found that it typically takes this long to get the appraisal, complete the title work, and prepare all of the documents necessary to close the transaction.

Do you buy contracts secured by all types of real estate?
We will purchase ANY type of real estate secured contract or note in the FIRST LIEN position, or which WRAPS AROUND the first lien, on property located in AZ, CO, ID, MT, NM, OR, UT, WA, or WY, with a MINIMUM of 5% buyer’s equity, current payments, sales price of $15,000 or more, clear title, acceptable buyer's credit, and is secured by ANY of the following types of properties, subject to underwriting review: single family homes; mobile homes WITH land; duplexes; triplexes; fourplexes; apartment complexes; hotels and motels; farms and ranches; commercial properties (except bars or gas stations); improved land (MUST have water/well, septic/sewer, road, AND power); and unimproved raw land (MUST have MINIMUM of 30% buyer’s equity).

PLEASE NOTE: We DO NOT purchase contracts or notes secured by or being operated as ANY of the following types of properties: bars; churches; condominiums; gas stations (or ANY commercial property with gasoline or oil); industrial properties (with ANY type of toxic chemical); mobile homes WITHOUT land; properties in FAIR or POOR condition; properties sold for LESS than $15,000; properties sold to non-U.S. citizens; properties with LESS than 5% buyer’s equity; rowhouses; or townhouses. We DO NOT lend money.

Why should I consider selling my contract?
First, you might need the money for taxes, medical expenses, debts, college tuition, a new home or car, a large investment, a business opportunity, or even a well-deserved vacation. Second, you will get a large sum of CASH which you can use for any purpose you like. Third, you will no longer have the worry or hassle of collecting late or missed monthly payments or the inconvenience of supplying year-end tax documents.

Will you buy my contract as soon as I sell my property?
Yes, however in most situations we will not be able to purchase your contract until you have received the first monthly payment, usually scheduled within 30 days after the sale of your property. If the buyer’s credit report shows an unsatisfactory payment record, we may have to wait until you have received a minimum of three scheduled monthly payments, perhaps more, to establish a positive payment history for the buyer.

Why should I sell my contract or payments to you?
We have a very well-organized office with all the latest in computer technology and software and the know-how to operate it! We are honest and up-front with our customers. We believe in the Golden Rule. We make it easy for you to contact us, from 9 AM until 6 PM Mountain Time, any day of the week! Our main concern is getting you the absolute highest maximum lump sum in CASH in the fastest possible way from the sale of your contract. At Big Sky Financial Network, we are fast, fair, friendly, and specialize in quick, confidential closings.

What should I do if I haven’t sold my property yet?
If you are in the process of selling your single family home and would like to know "How to Sell Your Home FAST and get Top Dollar in 10 Easy Steps," we have an easy-to-read-and-understand 26 page manual available with very critical information for a minimal fee. This manual provides the techniques and strategies you won't find anywhere else. The information you will discover has been written specifically in reference to selling single family detached homes only, NOT to include condominiums, mobile homes, rowhouses, or townhouses. Please contact us to obtain this manual.

I have a question you haven‘t answered here!
It’s very possible! Remember - there is no such thing as an illegitimate question! We truly understand the importance of your concerns and want you to be comfortable with your decision. Please contact us and we will respond as quickly as possible!